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When she says she spends $200/month on groceries, but her husband spends $400-$500/month on "food," is that included here? Or no because they keep their finances separate? I'm trying to determine if their total monthly grocery bill is indeed $200, or if it's actually $600-$700 when you add in her husband's spend. Or perhaps they just don't cook and spend a ton on takeout like many New Yorkers?

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