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All this is not privilege, it's a roll of a dice. Which might change any minute - education and even decades of work experience will not protect one from a sudden layoff; health is not a permanent constant; city life becomes too dangerous to sustain; attractiveness...you get my drift. Memento mori, and carpe diem. You feel compassion for people on the downside of Fortune's Wheel - then help them, but you have nothing to feel guilty about for not being there yourself.

Besides, all these advantages, as you see them (I do not, necessarily) are not the topic here. All negative commenters in the threads respond to OP family's high monthly income and how they manage their budget. They see it as an unearned privilege. It is not.

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